Huy, Dinh Tran Ngoc. “Risk Level of Viet Nam Human Resource Industry under Financial Leverage During and After the Global Crisis 2007- 2011”. International Academic Journal of Accounting and Financial Management 5, no. 1 (June 27, 2018): 18–27. Accessed October 28, 2026. https://iaiest.com/iaj/index.php/IAJAFM/article/view/IAJAFM1810003.