Jenusha Ananthy Y, Asha K, Edmund Christopher S. Exploring the Impact of Financial Education Initiatives on Responsible Banking Behaviours: A Study of Pradhan Mantri Jan Dhan Yojana (PMJDY) Account Holders. IAJSE. 2026;13(1):185-194. doi:10.71086/IAJSE/V13I1/IAJSE1319