LAVANYA, B.; SENTHIL MATHI, M. Information Science Assessment of Digital Transformation Factors and User Adoption Trends in Public and Private Sector Banks. International Academic Journal of Science and Engineering, [S. l.], v. 12, n. 3, p. 295–306, 2025. DOI: 10.71086/IAJSE/V12I3/IAJSE1266. Disponível em: https://iaiest.com/iaj/index.php/IAJSE/article/view/IAJSE1266. Acesso em: 6 nov. 2026.