P. P. Teena and K. Geethanjali, “Awareness and Utilization of Housing Welfare Schemes among Fishermen in Kerala: A Study on Kumbalangi Village in Ernakulam District”, IAJSE, vol. 13, no. 1, pp. 446–459, Mar. 2026, doi: 10.71086/IAJSE/V13I1/IAJSE1342.