Teena, P P, and K Geethanjali. “Awareness and Utilization of Housing Welfare Schemes Among Fishermen in Kerala: A Study on Kumbalangi Village in Ernakulam District”. International Academic Journal of Science and Engineering, vol. 13, no. 1, Mar. 2026, pp. 446-59, https://doi.org/10.71086/IAJSE/V13I1/IAJSE1342.