Investigation of The Legal procedures for collecting deferred bank claims in Iran

Abstract

Undoubtedly, one of the most important challenges facing the country's banking system over the past few years has been a growing number of deferred claims. In recent years, banks 'deferred claims have weakened banks' lending capacity further. In other words, deferred claims are one of the banking crises that causes the temporary or permanent withdrawal of part of the banking resources from the operating cycle and causes banks to face a lot of problems. Failure to reimburse on time and the creation and increase of bank late payoffs are a combination of internal and external factors in terms of pathology. The lack of internal management of facility recipients, economic conditions and inflation, the impact of the financial markets crisis and the weakness of the laws are among the factors that have an impact on the creation of deferred claims. For this reason, the importance of finding solutions to this problem has become more apparent