Investigating the ways to increase the receipts in branches of Agricultural Bank of the province Kohgiluyeh and Boyerahmad (from the staff point of view)

Abstract

The main objective of this study is to review the most important ways to increase the receivables collection in the Agricultural Bank of Kohgiluyeh and Boyer Ahmad in 2014, based on the information and data available on the Agricultural Bank Facility, which provides assumptions with independent variables of market conditions, type of guarantee, rate of return Activity, individual conditions and level of borrower education, and dependent variable, is the collection of claims, which data are collected through a questionnaire. The statistical population consisted of all employees of Agricultural Bank of Kohgiluyeh and Boyer Ahmad, which at the time of the research was 178 people. In this study, the whole population was studied. Using t-test, one sample, two independent samples and analysis of variance for analysis of data The results of this study showed that there is a significant relationship between variables of market conditions, type of guarantee, rate of return on activity, individual situation and level of education of borrower by collecting demands. These factors are effective in repaying loans to banks.